Born in Atlanta, Carter played as a freshman on the varsity team of Alonzo A. Crim High School in Atlanta. However, after his freshman year, Carter quit high school. After leaving school, Carter spent his teenage years playing basketball for money in Atlanta.
Realizing Carter's basketball skills could earn him an education, AAU Coach help he get his GED and enroll Carter into school , he played collegiately at Saddleback Community College in Mission Viejo, California (1994–96), then went on to play at the University of Hawaii. At UH, Carter became the Rainbows’ career leader in assist average and one of only 10 players to reach 1,000 points, After going undrafted in the 1998 NBA draft, he began his NBA career with the Miami Heat, after having spent one season with CBA's Yakima Sun Kings. He had over a 20 year career..